Intermediate Fire Clauses – How to Apply the Right Clauses for Maximum Protection

Public Short Course

HRD Training Prog No 10001368166
Date & Time 13 – 14 October 2025, 9.00 a.m. – 5.00 p.m.
Registration Deadline 8 October 2025 
Learning Format In-Person Training 

You may have come across instances where clients have asked for a whole range of fire insurance clauses to be incorporated into the fire policy thinking that the coverage would be more comprehensive. However, the purpose of these clauses must be well understood. A clauses applied should be relevant. Otherwise, the inclusion of certain clauses could be detrimental to the interest of the Insured in the event of a claim.

To interpret and understand the meaning of some of the fire clauses could also prove to be a daunting task given the technicalities involved.

In light of the above, this course has been designed to help participants understand the meaning and intention of clauses and also to apply the appropriate clauses to suit the Insured’s specific requirement.
To facilitate easy understanding of clauses, simple language and real-life examples will be used.

Recommended For

  • Underwriter
  • Claim personnel
  • Adjuster
  • Marketing Staff
  • Brokers
  • Agent
  • Policyholders and those who are interested to understand the fire clause in depth

Intermediate Fire Clauses – How to Apply the Right Clauses for Maximum Protection

For Inquiries

Sales

+603 2712 8882

Programme Structure

COURSE CONTENT:

Day

Content

1
  • All Fire Tariff Clauses with special emphasis on Stock Declaration
  • Automatic Renewal Clause
  • Reinstatement Value Clause
  • Reinstatement in Compliance with Public Authorities
  • Declaration Policies
  • Temporary Storage Clause
  • Leasing Endorsement

2
  • Smoke Damage Endorsement
  • Brand, Label & Trademark Clause
  • Automatic Hold Cover Clause
  • Sprinkler Leakage Endorsement
  • Hire Purchase Endorsement
  • Internal Removal Clause
  • Other Insurance Clause

 

Fees

Early Bird (Register before 23 September 2025)

Member Single – RM 880 / USD 205
Non-Member Single – RM 980 / USD 230

Normal Fees (Closing on 8 October 2024)

Member Single – RM 980 / USD230
Non-Member Single – RM 1,080 / USD 250

Member Group of 3 – RM 830 / USD 195
Non-Member Group of 3 – RM 930 / USD 218

Meet The Expert

ONG AH SUNG, AMII, ANZIIF (Snr Assoc)

He obtained his Associateship of The Australian Insurance Institute  and  The  Malaysian  Insurance  Institute  in  1981 and 1986 respectively. He is also a Senior Associate of The Australian and New Zealand Institute of Insurance and Finance.

 

He has more than 37 years of working experience in the insurance industry in all major aspects of underwriting, claims, risk management and survey, technical operations, branch operations, corporate business and technical training.

 

He was actively involved in PIAM Sub-committee work, having served in various Sub-committees and Working Groups such as the Special Rating Committee, Motor Tariff Sub-committee, Risk Management Subcommittee (Deputy Convenor), Working Group on revision of the Fire Tariff and Rating Guidelines on Engineering Classes of Insurance. He was the Chief Editor of PIAM Risk Management Bulletin.